Veterans and service members often experience an unexpected surge in VA home loan spam messages when interest rates drop or after inquiring about a home refinance. The good news is that there are ways to avoid spam. If you get a spam message via email or text, don’t click on any links in the message. 

Steps to reduce spam

Step Action Why it works 
1 Register at DoNotCall.gov Blocks most unsolicited sales calls quickly. 
2 Opt-out per call: Request removal and note date/time Lenders must comply under federal rules. 
3 Block numbers via carrier apps; report to FTC at consumer.ftc.gov/complaint Stops repeats and flags violations. 
4 Limit info-sharing: verify via your service statement contact Prevents “VA-exclusive” scam deals 
5 Opt-out of data sharing: Check lender sites ‘Terms of Service’ (privacy policy) when comparing rates. 
(opt out of info-sharing when possible) 		Stops your data from being sold to other lenders, reducing future spam at the source. 

Veterans support resources 

  • Financial Tools: Build credit and stability with the Veterans Benefits Banking Program.
  • Fraud Tips: See Benefits.VA.gov/Benefits/Fraud-Prevention.
  • Housing Help: Call VA Loan Guaranty Service at 877-827-3702 or visit Benefits.VA.gov/HomeLoans.
  • Crisis Support: Dial 988 (press 1) for the Veterans Crisis Line; more at Mentalhealth.VA.gov/Get-Help.

Fewer calls means less stress. Empower yourself and fellow Veterans: Share to spread the word. 

Topics in this story

Home Loan GuarantyHome Loans

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2 Comments

  1. Gaylord Dickmann, Esquire June 13, 2026 at 13:08

    Thank you, VA, for this practical and timely article on stopping the spam calls and texts that hit so many of us when we’re exploring VA home loans. I also appreciate that it’s Pride Month and the VA is visibly celebrating the LGBTQ+ veteran community embracing LGYS+ spirit (Loan Guaranty Service). It means a lot to see that kind of inclusive support alongside the everyday resources we rely on. Keep empowering veterans across all communities, fewer spam calls and more real help is a winning combination! ???

  2. Nealy Warren June 2, 2026 at 17:34

    This Article can definitely be used by all of us (especially being Veterans) Excellent Article

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