VA Life Insurance has been serving our Nation’s Veterans, service members and their families for over 100 years. Life insurance is a key component of an individual or family’s future financial planning. With the right policy and coverage amount, life insurance can cover end-of-life costs, provide an inheritance to family, serve as income to a spouse or cover some outstanding debts.

Learn more about why life insurance is the right choice for you here:

 

VA offers a diverse array of life insurance programs to Veterans, service members and their families. Whether you are actively serving, transitioning out of the military, or living with a service-connected disability, VA has a life insurance program tailored to meet the financial needs for you and your family. These programs include:

  • Servicemembers’ Group Life Insurance (SGLI)
  • Veterans’ Group Life Insurance (VGLI)
  • Veterans’ Mortgage Life Insurance (VMLI)
  • Service-Disabled Veterans Life Insurance (S-DVI)

In addition, on January 1, 2023, VA is launching a new program for Veterans with any level of service-connected disability (0-100%), called Veterans Affairs Life Insurance (VALife). VALife offers the following benefits:

  • Guaranteed acceptance whole life up to $40,000, available in increments of $10,000.
  • Premiums will never increase for the life of the policy and are competitive with similar private sector offerings.
  • No medical requirements for enrollment. Due to the absence of medical requirements, there is a two-year waiting period for full coverage to take effect.
  • Cash value that builds over the life of the policy after the first two years of enrollment.
  • Fully automated online enrollment with instant approvals.
  • No deadline to apply if you are age 80 and under.

You can learn more about VALife and other VA Life Insurance programs in the following video:

 

To learn more about VA Life Insurance programs, how to manage your policy, or file a claim, visit: https://www.va.gov/life-insurance.

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The comments section is for opinions and feedback on this particular article; this is not a customer support channel. If you are looking for assistance, please visit Ask VA or call 1-800-698-2411. Please, never put personally identifiable information (SSAN, address, phone number, etc.) or protected health information into the form — it will be deleted for your protection.

33 Comments

  1. Linda stokes October 12, 2022 at 05:49

    Helping mother in law

  2. William A Masse October 11, 2022 at 19:35

    I do not know anything about life insurance and would like some help finding out more about it can you help I am a disabled service connected veteran

  3. Pamela Monroe October 11, 2022 at 16:51

    I am a spouse of a retired Navy 100% service connected disabled veteran who recently passed away due to his disability. Am I eligible to get my own life/ death benefit insurance?

  4. Victor j Vaillant October 11, 2022 at 16:24

    I have a policy. A 10000.00. can i get more insurance?

  5. Larry Foster October 11, 2022 at 14:55

    I’m 87 years old, and in very good physical condition, but have a 100% disability for virtually total hearing loss. My mother lived to 105, so I am convinced I got her genes. What insurance might be available for me.?

  6. Robert R Drew October 11, 2022 at 12:32

    Would like to learn more about VA Life Insurance?

  7. Kathy October 11, 2022 at 11:09

    I am a widow of a disabled veteran his rating was 100%
    can I get life insurance

  8. Mark October 11, 2022 at 10:58

    Every veteran who served should be eligible. What an incentive for future soldiers.

  9. Elizabeth J Carr October 8, 2022 at 18:38

    I am a surviving spouse of a retired disabled veteran. Do I qualify for life insurance? I am 82 years old.

  10. Albert negron October 7, 2022 at 14:17

    What abt if you are already 83 years old? How much is d monthly payment.

    • George Washington October 8, 2022 at 01:11

      I already have the VA Term for 10,000 only 20.00 a month if I choose 30,000 that’s 150.00 a month..do I have to terminate my term ..I’m thinking of just keeping it because it’s affordable..I already have life insurance whole life 250,000

  11. Darrell Savoy October 7, 2022 at 13:38

    I would like to get insurance for me and my wife

  12. W. E. Lavin October 7, 2022 at 12:20

    I’d be interim the 40k plan. Please send information. Thank you

  13. charles gates October 7, 2022 at 11:57

    I was never told about the VA insurance program when I was in the Air Force. After discharge I was so busy raising kids and trying to get a college education that I didnt think about it. Now many years later as a 30% disabled vet I am wondering if it might be available in some form or other

    Charles Gates

  14. glenn Lott October 7, 2022 at 09:47

    I am very interested sense it doesn’t appear the VA if going to compensate me for my service connected disability. I suffer from an incurable life threatening disease.

  15. James Murphy October 7, 2022 at 09:44

    I’m 76, on a fixed income and have a service connected 70% VA disability. I don’t understand what life insurance is available to me. I’ve been scammed to many times.
    Can you help?

  16. Jeorge N Condors October 6, 2022 at 19:03

    visit: https://www.va.gov/life-insurance.

  17. Bob Cairo October 6, 2022 at 15:15

    what are the premiums vs. age?

  18. Edward t brown October 6, 2022 at 14:19

    What life Ins can I get to provide help for my wife: I am retired mil; seventy five yrs old. Contact me with tel ph / email.

  19. Jerry B. October 6, 2022 at 12:46

    Why limit coverage to age 80?

    • Robert Carpender October 11, 2022 at 12:33

      I am 83 can I still get life insurance?

  20. Danny C Hibbard October 6, 2022 at 12:31

    I have been out of the army for 49 years. I’m 100% Disabled and unable to work all do mainly to exposure to Agent Orange. What insurance could I be eligible for??

  21. Susan October 6, 2022 at 12:28

    My husband is retired military and has vgli. Is there an insurance option for the family?

  22. Dennis Stancil October 6, 2022 at 12:26

    What about the rest of us that have been out over the 2 years limit, we are suffering from the Biden administration poop policies and poor planning, a lot of us get by with the help of family’s that will be burdened to pay our burial and bills after we pass, are we not entitled to life insurance for the sacrifices they already gave with our service, I see a lot of commit with no answers/replies

  23. Angei Solivan October 6, 2022 at 12:07

    Posible to make contact by telephone>>
    Angel M Solivan

  24. Jacob M Lara October 6, 2022 at 11:56

    I need affordable life insurance for my husband (VET)
    PLEASE direct me in the right direction with something we can afford
    I now have a $15,000 policy but should my husband pass, I won’t be able to do anything with it

  25. Gary A Ruka October 6, 2022 at 11:49

    What about over 80. I turned 80 3 months ago.

  26. Gregory J Grueter October 6, 2022 at 11:30

    Someone failed to attach a premium matrix. Maybe I’m blind and don’t see it. Sure don’t want you blowing up my phone.

  27. Robert j kelly October 6, 2022 at 11:28

    Can someone contact me about life insurance ty

  28. Paolo Polignone October 6, 2022 at 11:02

    I want to know about life insurance

  29. SFC JIM MILLER October 5, 2022 at 23:35

    Put insurance amounts and premium amounts per the insurers age, no one wants to see your stupid video. Put 800 number to enroll also

  30. William Davis October 5, 2022 at 16:25

    Hoe to apply

    • Patrick ferguson October 6, 2022 at 09:20

      How do I get this insurance in do I qualify

Comments are closed.

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