September is National Life Insurance Awareness Month, a time for you and your family to reflect on whether you have the right coverage to secure your financial future. If you are a service member or Veteran, VA has a wide array of life insurance programs tailored to fit your unique needs, no matter what stage of life you’re in.
VA life insurance programs have undergone changes over the past year, resulting in more coverage for Veterans and service members than ever before. Now might be the perfect time to add life insurance to your estate plan or increase your coverage if you are eligible.
Launch of Veterans Affairs Life Insurance (VALife)
VALife is VA’s newest life insurance program, and it’s open to Veterans with service-connected disabilities. VALife provides coverage to more service-connected Veterans than ever before, and offers the following key features:
- Up to $40,000 in coverage, available in increments of $10,000
- No medical exam or health questions required for enrollment
- Cash value that builds over the life of the policy
VALife offers an easy and convenient online application. Veterans can apply, receive an instant decision and manage most aspects of their VALife policy completely online. You can learn more about VALife and how to apply at the VALife webpage online.
Coverage increases for Servicemembers’ Group Life Insurance (SGLI) and Veterans’ Group Life Insurance (VGLI)
The SGLI and VGLI maximum coverage increased from $400,000 to $500,000. This includes service members who previously declined or reduced their amount of SGLI coverage. Even though the maximum coverage amount increased, the SGLI premium rate is not changing and will remain at $0.06 per $1,000 of coverage. The premium for the new $500,000 of coverage will be $30 per month, plus $1 for Traumatic Injury Protection (TSGLI) coverage.
VGLI allows separating service members to convert their SGLI coverage to renewable group term insurance. Veterans have one year and 120 days from date of separation to apply for VGLI, and it’s available in amounts ranging from $10,000 to $500,000, based on the amount of SGLI coverage at separation. Visit the SGLI/VGLI webpage online for more information.
Affordable life insurance options help protect those who matter most. SGLI and VGLI can be used to cover end-of-life planning and provide income replacement. It allows family members to focus on each other and worry less about finances when a service member or Veteran passes.
Learn more
In addition to the life insurance programs mentioned above, there are several other insurance programs offered by VA to meet a diverse range of needs. You can learn more about these programs, eligibility requirements and how to apply at the VA Life Insurance webpage online.
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I’m interested in life insurance.
I am looking for $200,000 universal life insurance policy for myself.
Pretty sad that only for new separations from service, not anyone who served and separated more than a year ago ( I.E. served from 1974-1980 ) …. To hell with the older vets, I see ……
how do o get life insurance
Please send us the info for myself and my wife Virginia
Do I presently have insurance coverage. I never get anything in the mail since I signed up a few years ago. They sent me something about the first paymant before the waiver kicked inn.
I’m not computer sorry I will not do anything online without help.
I would like an insurance sales rep concerning this life insurance policy to call me
Please text me prior to calling thank you
I am trying to sign up for life insurance but it keeps refusing me
Is this insurance for all veterans or only for new separations from service, I was Vietnam vet am 74 can I apply
I am 100% tdiu due to being unemployed less due to my svc connected disabilities, effective July 2022, and the decision or claim was not closed until may 2023. I wondered if the 10,000 waiver could apply in my situation as I know Dec 2022 it ended and if veteran was not 100% by that date then the waiver would not be or couldn’t be used, I was technically 100% tdiu at that time but didn’t know until may 2023 when the claim closed. I only was wondering if this or my case may be an exception?
Interested in Insurance without health exam’s or health questions required for enrollment
I’m 69 now how do I get this life insurance started
Hello
I would like to know about the plans. Please let me know how I can get coverage.
So where the hell is the 1000 sweepstakes entry?
I would like to sign up for sweepstakes entry !
I want to see about getting this insurance, I’m a disabled veteran.
Please contact Wendell Griffin and his spouse for life insurance
Please contact me in reference to getting life insurance.
Outstanding information on Information I will continue 2 read as long as I receive the information.
I am a Korean War vet & am 88 years old. Do I qualify for life insurance?
Joe Pacifico
I discharged in 1976 when there was no insurance available how much would half a million dollars cost me now???
I am getting a non service connected pension with the aid and attending benefit due to a car accident
But I want to have life insurance for the caregiver who cares for me please and send me information
I discharged in April 1976.
I’m a 71 yr old Retired Veteran. Do I qualify for the program?
I am a vet i can by life insurance my self cheaper than you offer you all need to offer a life insurance that is affordable not this stuff
I am a 75 year old Viet Nam veteran.
Due to exposure to Agent Orange I am now classified as 100% disabled.
I was only in the Air Force for 3 1/2 years. So I have not had VA life insurance since I was discharged in Jan 1971. Can I qualify for the new VA life insurance program? If so.
What is the maximum amount of coverage I can obtain and what is the cost per Thousand?
I got out on medical, with all this debt and trying to start my life again. My question is why only one year for the insurance deadline. When our military men and women gave a lot. And still trying to fight the va system. It seems the va is more of a shabby money maker. Living of the veterans. The intentions are not good.
Intetested in insurance, like yo see rates
I’d like more information and rates on life insurance. 62yrs. old.Mom recently diagnosed with stage 4 small cell carcinoma…lung.Primary care giver….what a reminder of how much we really take for granted!
Can I get life insurance for my wife?
I am the recipient of VA Survivor Benefits and want to know if I can get dental and vision insurance with TriCare for Life?
Too expensive and for a low amount of insurance, plus its whole life. Term insurance would be much cheaper and could provide more in coverage.
I need insurance
I’m 90 years old and a Navy veteran. Can I still get this insurance?
We were never told about this when we were discharged back in 1977 now im just hearing of it
Don’t tell me to slow down because I’m a fast typist. What a ridiculous thing to say. This coverage is way too expensive. Are you trying not to do us a favor as veterans of the armed forces? Who carries the insurance? Why are you allowed to take advantage of veterans and who is getting all those premiums? SMH
Are widows of 100 percent disabled vets eligible
Show me the schedule page for modest premium policy. I was almost burned by a supposed State approved. Accendo Ins is a scam, still billing me as though I was a frightened idiot.
Is this available for widow of veteran?
Good morning,
I am not a Veteran, but I work for the VA, do I qualify for this whole life insurance?
Can I get more information on age and pricing?
Thank you
Hello I’m a surviving spouse of a 100% disabled veteran. Would I be eligible for life insurance?
not a friendly site.
I am a veteran who served in the korean war period, I am currently 87 years old. Do I qualify for this VA Insurance.
So, basically no insurance options for service connected veterans. Absolute shame! Oh, and you can keep our mere 40,000.
The valife 10,000 policy is too expensive.
Why didn’t vets back in the 1960s not be told that they had to stay enrolled in the military insurance when they retired from the service.
Seems like a lot of hype. Very simple, tell us the cost for the amount selected.
I need additional life insurance for my wife of 51years
VA has been very good to me – can I get a call from someone – in regards to VALIFE
THANKING IN ADVANCE
Can I have a beneficiary that is not a relative?
How about us War Vets?
You forgot about us
Like more information.
I was unable to sign as I do not have a mobile phone. The site has a deleted email and a phone # I did not recognize. I would like to have the insurance but hurdles seem insurmountable.
I am a 78 year old veteran what would be my monthly payment for this life insurance
For $10k of coverage, $115.60 per month or $1,371.60 if you pay for the year. Crazy amount, huh? Older vets really get the screws.
Hello,
I am seventy five, I have life insurance that stops in 2030, yes, I’ll still be alive. What is available? My health at this time is excellent
Just another scam. You might as well change your name to COLONIAL PENN. The other RIP OFF Insurance company.
All insurance is a scam. It’s a business like death.
I was just determined 100 % disabled veteran. Is the 10 K free available?
Too bad that this site does not provide any information regarding the cost. I have to wonder if this is similar to the Colonial Penn’s (CP) questionable life insurance program. The problem with the CP product is that you’ll pay more than you’ll ever get in just six years. In addition, if you miss a payment, you get nothing.
Around and around in circles trying to log in to anything related to the VA!!!
Just another scam.
I am a Marine veteran and I would like to apply
I am 94 can I buy Insurance?
I am a surviving spouse of a Veteran who has passed away and was 100% connect with disability at the time of his death. Would I be eligible for this coverage?
what the HELL ? ? ?
I already clicked on a link to find out more about this VA Insurance and I end up HERE, being prompted to click MORE to find out more about this VA Insurance ?
I’m not interested in being click-baited all over the internet only to end up being connected to some “lisenced insurance agent” trying to sell me more than what I want.
ONE click.
THAT’s what I want to get the information that I was promised.
Es that so difficult ?
None at this time.
I was told that at the age of 82 I don’t qualify for any life insurance.
My father is 98 years old. Was a World War Two Veteran. He told us his daughters that he had V A life insurance, we found out that this is not true. After all these years we thought he did. Now he is 98 with no life insurance. What can we do.
I had to reduce my amount of coverage years ago and then when I was able to increase it back to the amount I was denied . I over shot the allowable time by a couple weeks( I did not know this and was never informed . Since this we gave kept the 10, OOO ) but I find it’s really not ethically right . After paying in years before
I glad veterans currently leaving the military have the opportunity to get VGLI. That’s a huge benefit! However, veterans like myself, have once again been forgotten. I served 30 years. Retired in 2010. Don’t qualify for VGLI. In addition, my post 911 education benifits expired because I retired prior to 2013. This means my 30 years of service is not as meaningful as a veteran who served only 6 years but left the service after 2013! They get non- expiring education benefits and VGLI! What the F…!
As usual these rates are excessive, I receive mailings all the time from various insurance companies and your rates are no different. I looked at this thinking I would be pleasantly surprised. I should have known better.☹️
The coverage is too expensive for the amount of benefit it offers. It is meant to pay off debts, help loved ones etc. In todays environment the amount coverage offered for the premium is chump change.
271. Mo for 40’000. Ridicluously high.
Need help badly
This is great but you can’t get Life Insurance after 81 because of age requirements
So, what is monthly life insurance rate for a 79 year old veteran who wants $40,000 coverage?
It says $485.60 per month or $5,761.60 annually. I’d look elsewhere with those prices. Wow
Can I get life insurance if I have had stage 4 cancer
This was Good Veteran Information. My REQUEST is that IMPORTANT INFORMATION such as this also BE MAILED TO Older (65 & OLDER) VETERANS THAT MAY NOT BE COMPUTER OR TECH SAVVY & NEED ASSISTANCE TO COMPLETE
APPLICATION FORMS.
MY FATHER (88 1/2 YRS) IS A KOREAN WAR 1953-1956 VETERAN;
THAT IS STILL AT WAR, FIGHTING TO RECEIVE HIS ARMY MILITARY BENEFITS PROMISED.
I AM HIS 69 YR. OLD DAUGHTER, THAT BRINGS HIM TO ALL HIS VA CLINICS & ALL HIS DOCTORS APPOINTMENTS TRYING TO IMPROVE HIS HEALTH, APPLYING & TRYING TO RECEIVE HIS VETERAN BENEFITS. STILL IN 9/2023.
Please call me
in order for me to discuss the BEST VA Life insurance
Thank you ?
Am I eligible for the whole life insurance as spouse of deceased 100% disabled veteran?
Quisiera mas información , me interesaria el seguro
Can the wife of a Vet have the insurance?
Would like answer please
Can my wife have life insurance
Can a spouse of a 100% disabled veteran that has passed away because of service connected disability get inurance through VA
Greenes,
I World like more information.
I’m retired ARMY, with a 10,000 coverage. This is separate from this offer?
I was never told I could keep my sgli when I got out. Thanks for sending this info a decade after my eas. What a scam.
I’m interested in this life insurance
Would like to know more about life insurance
I’m a veteran with 100% service connected and I like to see about getting life insurance with your company thank you
Everything sound real great but how do veteran that 100% service connected become a member of the National Life Insurance could someone contact me or send me an email how can I join I’m a veteran 100% service connected here’s my new email address
I would like to get insurance for my wife, but i want more than 40,000 dollars, that is nothing. I now have over 70,000 on her. I am 100% disabled.
I served 21 years Active Duty USMC. 4 OF 5 Overseas tours were with my Family. Because we moved so much, my wife, of 41 years. Wasn’t able to keep a stedy job. She’s 65,. Been fighting Cancer since Dec 2021. Surgery, Chemo (X2X 8)
Radiation (2X18 X 2) Plus currently 10 of 18. Dr says, if she needs more than 18 Radiation treatments this time. He’ll do more. You want to tell Me now? I can take out, an insurance Police on her? Your Crazy!
Ricky,
If you were stationed at Camp Lejeune during a certain time frame, your wife may be eligible for relief under the Camp Lejeune Water poisoning situation. Certain cancers are covered. Contact a VSO or your County Veterans Service Office to apply. The deadline for applications is quickly approaching.
My ex husband was a Gulf war veteran. He died of lung cancer March of 2016. I’m the only survivor spouse and we had 1 son together.. how do I file a claim on a dead man ?
Thank you V/A for u guys help I appreciate your support
Thank you V/A I appreciate your help
It’s discriminating reading how those of us that served during the Reagan administration are overlooked. Including those of us that don’t have a service connected disability. The freedoms that I trained hard to protect are disregarded. This I believe is partly to blame for low veterans morale which contributes to an indifference wanting to engage modern society beliefs.
Wow have I not known about this before I would of had some life ins. A long ago.
Is there an age limit to apply?
Does age affects how much you
have to pay? Or age doesn’t
matter?
Age definitely matters. If you click on the link above all this for VALife or SGLI, you’ll see the premium tables after scrolling.
I’d like to speak to someone please
I am the surviving spouse of an Army Veteran who had 100% disability. He was a Vietnam veteran & passed away in 2012.
I am a veteran but not a service connected veteran. Can I still get life insurance through one on the VA’s life insurance programs?
I read above that it says (if you are a service connected veteran).
Looking for Life Insurance
I already have a $10,000 life insurance policy with my sister as beneficiary. Can I get another $5,000 policy for a dear friend who has helped me as I’ve gotten older?
I’m a veteran can I apply for life insurance I get disable benefits
thanks for the info
Is there an insurance program for aged veterans who ETS’d years ago? I am 79 years old and left the service in 1971.
Is this insurance available for surviving spouses?
My husband was a Vietnam veteran who died in 2015.
I tried to get insurance from you and was turned down for my health issues and it doesn’t say anything about you will be turned down due to health problems. I found life insurance from another reputable company
Not a Value ridiculous rates.
Sounds great but what about Vets who do not have a service-connected disability? We need life insurance, too!
please contact me D
Interested will follow up soon
How much will 100,000.00 dollars of whole life insurance cost me per month. I am a disabled Army Vietnam Veteran
This one maxes out at $40,000.
Do you have term life insurance?
Are there any age limits?
Will I be eligible to get a Life Insurance quote?
Looking for the life insurance, I’m a disabled veteran and would also like to look into mortgage insurance where my home will be paid for when I die please text me a phone number to call please
Frank Legare
I’d like to get life insurance if I could
The VALife sounds great but really isn’t. Coverage is not much and delayed a year, and then stops around the time you’ve paid $40k. It’s actually a savings plan more than insurance.
What are the premiums
Can an 86 year old get life insurance thru the VA? USN retired
Can someone reach out to me tomorrow am interested in life insurance
Applied last week, but it was declined.
I’m a veteran and served from March 1966 through Dec 1969. Am I eligible for life insurance?
From everything that I read about this insurance program it is no different than what is offered on Television for $9.98 a month. So let’s get real and and do some sided by side comparison and where the advantages for veterans would be.
I’m 70 what would it cost for 20,000
$156 monthly or $1,851.00 annually.
I need help
Yeah sorry, this wasnt a thing when i was discharged in 2013 now i cant even apply for the sgli or vgli which is horese crap to be honest!
health information
Is this just for the veteran or does it include coverage for spouse also?